What is a Commercial Credit Risk Class?

A Commercial Credit Score Risk Class of 1-5 is a segmentation of the scoreable universe into five distinct groups where a one (1) represents businesses that have the lowest probability of delinquency, and five (5) represents businesses with the highest probability of delinquency. This Class enables a customer to quickly segment their new and existing accounts into various risk segments to determine appropriate marketing or credit policies. Note: Commercial Credit Scores are not calculated for those businesses designated as �Discontinued at This Location�, �Open Bankruptcy�, or �Higher Risk�. These records are automatically assigned a score of zero (0).